KOHO CREDIT BUILDING
Get a cash back Pre-Paid Mastercard, Credit Building and High Interest Savings
At Koho* you can get all of that and more! Turbo charge your savings, get cash back on expenditures, and build your credit rating with their credit builder system.
Click below, and complete the offer, and you'll get 3 months of the Everything Plan on KOHO!
Save, Cash back, Build Credit
Get it all under one roof with, KOHO!
Save - high yield savings
Cash Back - every time you spend, you get some back!
Build Credit - a credit building program like no other.
And more! Click below and sign up today. Spend $20 and get 3 months of the Everything Plan for free!
Frequently Asked Questions
What is KOHO?
KOHO is a prepaid Mastercard that offers a simple and transparent way to manage
personal finances. With low monthly fees, real-time spending insights, and various
rewards, KOHO empowers users to save, build credit, and spend smarter.
How can I build my credit with them?
KOHO offers a credit building and monitoring program so you can see your progress toward a better credit future.
Their program opens a line of credit on your bureau, you set the utlization monthly, and they report payments to the line. This is done for a small monthly fee.
Over time, the reported payments build your credit by showing on-time payments against a credit line.
See KOHO's terms for full information.
What's the Cash back look like?
KOHO Cash back lets users earn high cash back on everyday purchases, with the potential for even higher rewards when shopping with partners from KOHO’s merchant network.
Earn additional cash back by shopping with selected partners through the KOHO app. By signing up for one of KOHO's plans (Essential, Extra, or Everything), users can take advantage of special offers from these partners to boost their cash back earnings on top of regular rewards. This program is designed to help users maximize their savings.
But you can get anywhere from .05% up to 2% back on basic spending, and even higher with their partner retailers.
Check out KOHO's terms for full details.
Do I need any money to start with KOHO
No, no money is required, however to earn the offer of 3 months of the everything plan, you need to load and spend at least $20 through the card.
How can I maximize my finances with KOHO?
KOHO offers the following tools to help your finances grow on every day purchases.
- Cash Back on Every Purchase
- Roundup your purchase to the nearest dollar (or more)
- Bonus Cash Back with their partner retailers
- High Yield Interest on your total balance
- Savings goal settings - automatically save on a schedule.
By being diligent, saving and using the cash back and round ups, you can accelerate your savings plans from day one.
What other products does KOHO offer?
KOHO offers additional ways to grow your savings, build your credit, and protect what matters to you.
- Rent Reporting - reports your rent payment to Equifax.
- Insurance products - travel and tenant insurance at a discount.
- Cash Advance with Cover - up to $250 to help cover unexpected expenses
- Payment plans - spread one or more larger purchases over time to help keep your budget on track.
Ketchup Your Credit
Ketchup Your Credit is Kamloops go to for those looking to rebuild credit or establish credit.
Services
Auto Loans
KOHO Referral
Debt Repayment Tools
Copyright © 2026 Ketchup Your Credit Canada. All Rights Reserved.